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Aug 23, 2025
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Abstract

This study aims to analyze the influence of blockchain technology on the financial behavior of Generation Z in Indonesia. The background of this study is rooted in the rapid development of digital technology, including blockchain, which has revolutionized the way individuals conduct financial transactions, especially among digital-native generations such as Generation Z. This generation is known to be adaptive to technology and has the characteristics of intelligent and analytical decision-making. This study used a quantitative method with an online survey approach via Google Forms with a total of 103 respondents. The results of the regression analysis showed that blockchain technology has a positive and significant effect on the financial behavior of Generation Z, with a significant value of 0.000 and a coefficient of determination of 0.390. This indicates that blockchain technology can improve smarter, more efficient, and safer financial behavior, such as in managing expenses, savings, and investments.

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Financial Behavior Blockchain Generation Z

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How to Cite
Hidayat, A., R, R., Daing, A., Hasyim, M., Monce, M., & Ramadhani, S. M. (2025). Perilaku Keuangan: Determinasi Teknologi Blockchain pada Generasi Z. Management and Accounting Research Journal, 5(2), 145-155. Retrieved from https://ilrscentre.or.id/jurnal.ilrscentre.or.id/index.php/mars/article/view/146
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